(406) 265-6766

About Us


Koefod Agency has been a cornerstone business in Central Montana even before it was incorporated in 1946 by the father and son team of Ralph and Don Koefod. Debbie (Koefod) and Tom Healy purchased the Agency in 1993.  In 2019 their son Jeff Healy purchased the Agency.  Jeff is the fourth generation to own and operate Koefod Agency.  The agency is proud to be affiliated with many nationally known insurance companies including Farmers Alliance, Fireman’s Fund/Allianz, Liberty Mutual, Travelers,  Safeco, Progressive, Montana State Fund, Foremost, Hagerty, American Modern, NAU Country Insurance and Rural Community Insurance Service to name a few. Coverage includes property and casualty insurance for Commercial, Farm and Ranch, Homeowner, tenant homeowner, Auto, Recreational Vehicles, Crop Hail and  Multi-Peril Crop insurance. Koefod Agency expanded its market by becoming affiliated with the Strategic Insurance Agency Alliance/Montana Agency Alliance in 2000 which increased the products and services it offers to our customers.

Koefod Agency has six licensed insurance agents to serve the customers.  Jeff Healy, Owner/Commercial Insurance Agent, Kim Wirtzberger, Agency Operations Manager, Commercial & Worker’s Comp Agent, Michelle Malone, Certified Insurance Service Representatives (CISR), Tia Boucher, Personal Lines Agent, Patch Wirtzberger, Crop Insurance Manager & Commercial Insurance Agent, and Brent Peterson, Crop/Hail Agent.

Our Real Estate Agents, Jeff Healy, Broker/Owner, Richard Jarvis, Licensed Agent,  and Rachel Burchard, Licensed Agent, are a members of the National Association of Realtors, the Montana Association of Realtors, Members of the Havre Hi-Line Board of Realtors, and the Multiple Listing Service. The Real Estate team at Koefod Agency is available to offer the best quality service in buying or selling Residential and Commercial properties.

Our Team

Jeff Healy

Owner/Principal, Commercial Insurance Agent, Real Estate Broker

(406) 265-6767 ext. 1

Kim Wirtzberger

Operations Manager/Commercial & Workers Comp Agent

(406) 265-6767 ext. 2

In 1994, Kim came to work at Koefod Agency. She has been a licensed insurance agent since that time. Kim is the Agency Operations Manager and also specializes in Commercial and Workers Compensation Insurance.

Richard Jarvis

Real Estate Agent

Office: (406) 267-6767 ext. 8
Cell: (406) 879-6206

Richard has lived in Havre for the past 38 years.  He graduated from Havre High in 1998 and MSU Northern in 2003 with BS Degree in Education.  Richard has been involved in the community and volunteers his time coaching youth sports.  He also enjoys spending time with his wife and 3 kids.

He is excited to work for a company with so much history, pride and respect. He can use his knowledge to continue the quality of service, Koefod has provided over the last 70 years. Richard will use his experience of the area to help you buy or sell your home, business, land or investment property.

Rachel Burchard

Real Estate Agent

Office: (406) 265-6767 ext. 9
Cell: (406) 945-2046

Rachel was born & raised in Havre, MT, where she graduated with a bachelor’s degree in Business Administration at MSU Northern. Honesty & integrity, along with determination, are philosophies that Rachel strives for in all aspects of her life. Applying these principles to her business allows her to become the best agent to work with. Whether you are a first-time home buyer, an investor, an out of area buyer, or a seller. She has the knowledge to help guide you through the buying & selling process of real estate.



(406) 265-6767 ext. 6

In 1978, Michelle began her insurance career in her parent’s agency when she was in High School. After graduating she worked there full time and began a life-long career in insurance. She worked for various agencies before coming to Koefod Agency in 1997. Call Michelle today with any of your insurance/notary bond needs.


Crop/Hail Insurance Manager, Commercial/Personal Lines Agent

(406) 265-6767 ext. 4

Patch joined Koefod in May of 2015. Before that he was a Property Casualty adjuster in Montana for four years. He was born and raised in Havre, MT and graduated from Havre High School. He received his Bachelor’s Degree in Business Administration from Montana State University Billings in 2010.


Crop/Hail Agent

(406) 265-6767

Brent Graduated in 2004 from MSU-Northern with a Bachelor's Degree in Business Technology and Ag Operations Technology Magna Cum Laude. He works on the family farm and ranch north of Havre. Brent serves on the Northern Ag Research Center Advisory Council.

Tia Boucher

Insurance Agent

(406) 265-6767 ext. 3

Tia has lived in Havre most of her life.  Tia graduated from Havre High in 2006 and MSU Northern in 2013.  Tia worked at Northern Montana Care Center for 5 years before she decided to journey down a different path.  She started at Koefod in January 2019 and shortly after received her license in Property and Casualty Insurance.  Tia specializes in personal lines home and auto insurance.

Koefod Agency
223 3rd Ave., Suite A
Havre, MT 59501

Get In Touch

(406) 265-6766

Koefod is independently owned and operated. Licensed Real Estate Broker. 

Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in. All information is deemed reliable but its accuracy is not guaranteed and the viewer should independently verify all information.