(406) 265-6766

About Us


Koefod Agency has been a cornerstone business in Central Montana even before it was incorporated in 1946 by the father and son team of Ralph and Don Koefod. Debbie (Koefod) and Tom Healy purchased the Agency in 1993.  In 2019 their son Jeff Healy purchased the Agency.  Jeff is the fourth generation to own and operate Koefod Agency.  The agency is proud to be affiliated with many nationally known insurance companies including Farmers Alliance, Fireman’s Fund/Allianz, Liberty Mutual, Travelers,  Safeco, Progressive, Montana State Fund, Foremost, Hagerty, American Modern, NAU Country Insurance and Rural Community Insurance Service to name a few. Coverage includes property and casualty insurance for Commercial, Farm and Ranch, Homeowner, tenant homeowner, Auto, Recreational Vehicles, Crop Hail and  Multi-Peril Crop insurance. Koefod Agency expanded its market by becoming affiliated with the Strategic Insurance Agency Alliance/Montana Agency Alliance in 2000 which increased the products and services it offers to our customers.

Koefod Agency has six licensed insurance agents to serve the customers.  Jeff Healy, Owner/Commercial Insurance Agent, Kim Wirtzberger, Agency Operations Manager, Commercial & Worker’s Comp Agent, Michelle Malone, Certified Insurance Service Representatives (CISR), Tia Boucher, Personal Lines Agent, Patch Wirtzberger, Crop Insurance Manager & Commercial Insurance Agent, and Brent Peterson, Crop/Hail Agent.

Our Real Estate Agents, Jeff Healy, Broker/Owner, Richard Jarvis, Licensed Agent,  and Rachel Burchard, Licensed Agent, are a members of the National Association of Realtors, the Montana Association of Realtors, Members of the Havre Hi-Line Board of Realtors, and the Multiple Listing Service. The Real Estate team at Koefod Agency is available to offer the best quality service in buying or selling Residential and Commercial properties.

Our Team

Jeff Healy

Owner/Principal, Commercial Insurance Agent, Real Estate Broker

(406) 265-6767 ext. 1

Jeff Healy, Owner, Commercial Insurance Agent and Real Estate Broker, has been in the industry for over 12 years. As a fourth generation owner of Koefod Agency, Jeff takes a lot of pride in operating the business with the same integrity that has always been part of this seven decade old company. His goal is to create a great customer experience for his clients so they walk out the door with a smile and peace of mind knowing that they will be taken care of.

Kim Wirtzberger

Operations Manager/Commercial & Workers Comp Agent

(406) 265-6767 ext. 2

Koefod Operations Manager, Kim Wirtzberger, has been a licensed insurance agent with us for over 26 years. Specializing in Commercial and Workers Compensation Insurance, Kim's commitment to our community and clients shines through with her dedication of service.

Richard Jarvis

Real Estate Agent

Office: (406) 267-6767 ext. 8
Cell: (406) 879-6206

As a Havre High School and MSU Northern graduate, Real Estate Agent, Richard Jarvis, has been part of the community for over 38 years. One of his favorite aspects of working for Koefod is the history, pride and respect of the company. With over 3 years of experience in the Real Estate industry, Richard brings his excitement for working with the community to the table with every client he works with.

Rachel Burchard

Real Estate Agent

Office: (406) 265-6767 ext. 9
Cell: (406) 945-2046

Born and Raised in Havre, MT, Real Estate Agent, Rachel Burchard, strives for honesty and integrity in every aspect of her life. Whether you are a first-time home buyer, investor, out-of-area buyer or seller, Rachel uses these principles, along with her Business Administration degree from MSU Northern, to help guide you through the buying and selling process from start to finish.



(406) 265-6767 ext. 6

Over 42 years ago, Michelle Malone began working in her parent's insurance agency. After graduating from high school, she began life-long career in the insurance industry. Michelle has been bringing her extensive knowledge to Koefod clients for over 23 years and currently serves as our Commercial/Bonds agent.


Crop/Hail Insurance Manager, Commercial/Personal Lines Agent

(406) 265-6767 ext. 4

Havre High School and MSU Billings graduate, Patrick "Patch" Wirtzberger, began his career in the insurance industry over nine years ago as a Property Casualty Adjuster in Montana.  With that experience, Patch brings a unique perspective to our team, who he has been a part of since 2015.  Top that with his dedication to our community as a high school basketball and football referee as well as baseball coach for the Havre Northstars, Patch brings a lot to the table serving our clients as a Crop/Hail Insurance Manager and Commercial/Personal Insurance Agent. 


Crop/Hail Agent

(406) 265-6767

Brent Graduated in 2004 from MSU-Northern with a Bachelor's Degree in Business Technology and Ag Operations Technology Magna Cum Laude. He works on the family farm and ranch north of Havre. Brent serves on the Northern Ag Research Center Advisory Council.

Tia Boucher

Insurance Agent

(406) 265-6767 ext. 3

Havre High School and MSU Northern graduate, Tia Boucher, has been working in the customer service field for over six years. Tia joined our team over one year ago and quickly earned her license in Property and Casualty Insurance. Tia specializes in Bonds and personal Home & Auto insurance and pairs her knowledge with customer service experience to help our clients choose the right insurance options to suit their needs.

Kathleen Swensen

Real Estate Agent

Office: (406) 265-6767 ext. 5
Cell: (406) 390-4846 

Real Estate Agent, Kathleen Swensen was raised in rural Idaho and married a Montana native.  They lived in various cities from coast to coast until settling their family in Havre.   A long-time resident of the Hi-Line, Kathleen uses her passion for creating inviting and functional spaces, a life-time of personal experience, hard work, and integrity to assist you in all of your real estate needs.

Koefod Agency
223 3rd Ave., Suite A
Havre, MT 59501

Get In Touch

(406) 265-6766

Koefod is independently owned and operated. Licensed Real Estate Broker. 

Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in. All information is deemed reliable but its accuracy is not guaranteed and the viewer should independently verify all information.