(406) 265-6766


Established in 1946, we've been meeting the community's insurance needs with quality service for 65+ years.

Koefod Insurance Agency was founded by Don Koefod in 1946. From our beginning in Havre and the Hi-Line area, we have enjoyed a steady growth over the years and have become recognized as one of the leading agencies in the area. We have earned our reputation for professionalism due to the special attention given to the needs, requirements and details of our clients. 

Contact us today to schedule a consultation!

Specializing in
  • Crop Insurance
  • Hail Insurance
  • Farm/Ranch
  • Commercial
  • Auto - Homeowners.
Companies we work with
Associations we're a part of

Our Insurance Agents

Jeff Healy

Owner/Principal, Commercial Insurance Agent, Real Estate Broker

(406) 265-6767 ext. 1

Kim Wirtzberger

Operations Manager/Commercial & Workers Comp Agent

(406) 265-6767 ext. 2

In 1994, Kim came to work at Koefod Agency. She has been a licensed insurance agent since that time. Kim is the Agency Operations Manager and also specializes in Commercial and Workers Compensation Insurance.



(406) 265-6767 ext. 6

In 1978, Michelle began her insurance career in her parent’s agency when she was in High School. After graduating she worked there full time and began a life-long career in insurance. She worked for various agencies before coming to Koefod Agency in 1997. Call Michelle today with any of your insurance/notary bond needs.


Crop/Hail Insurance Manager, Commercial/Personal Lines Agent

(406) 265-6767 ext. 4

Patch joined Koefod in May of 2015. Before that he was a Property Casualty adjuster in Montana for four years. He was born and raised in Havre, MT and graduated from Havre High School. He received his Bachelor’s Degree in Business Administration from Montana State University Billings in 2010.


Crop/Hail Agent

(406) 265-6767

Brent Graduated in 2004 from MSU-Northern with a Bachelor's Degree in Business Technology and Ag Operations Technology Magna Cum Laude. He works on the family farm and ranch north of Havre. Brent serves on the Northern Ag Research Center Advisory Council.

Tia Boucher

Insurance Agent

(406) 265-6767 ext. 3

Tia has lived in Havre most of her life.  Tia graduated from Havre High in 2006 and MSU Northern in 2013.  Tia worked at Northern Montana Care Center for 5 years before she decided to journey down a different path.  She started at Koefod in January 2019 and shortly after received her license in Property and Casualty Insurance.  Tia specializes in personal lines home and auto insurance.

Koefod Agency
223 3rd Ave., Suite A
Havre, MT 59501

Get In Touch

(406) 265-6766

Koefod is independently owned and operated. Licensed Real Estate Broker. 

Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in. All information is deemed reliable but its accuracy is not guaranteed and the viewer should independently verify all information.